After registering with FEMA at 1-800-621-FEMA

  • The first step is to contact your insurance company, if you haven’t already to report your personal damages
  • If you have immediate needs – food, water or shelter --- you should contact your local voluntary or faith-based organizations
  • You may be eligible for transitional rental assistance if you were evacuated from your home or unable to return to your residence because of local restrictions
  • If you are able to return to begin your clean-up FEMA urges you to be extremely careful in damaged areas
  • You DO NOT need to save damaged property for the FEMA inspector, however, check with your insurance company.
  • Make a list of your major property losses. Photos are NOT required for FEMA, but maybe necessary for your insurance claim. Check with your personal agent.
  • Usually you will receive a call from a FEMA inspector in seven days or less after registering,to arrange a visit to your residence to verify your losses
  • All inspectors have FEMA identification badges and DO NOT charge for their services
  • FEMA inspectors will NOT ask for your Social Security number of any banking information.That information is only provided when YOU contact FEMA
  • If residents have any concerns or questions about an inspector they can call FEMA’s toll-free number 1-800-621-3362 to verify the inspector identification number.
  • If residents suspect possible fraud by anyone who approaches them about disaster assistance they should also contact their local law enforcement or the County Consumer Affairs Office (732-431-7900)
  • Local, county, state and federal officials are working together to coordinate the disaster response effort and provide the necessary emergency commodities and services.

Disaster Assistance Available from FEMA

http://www.fema.gov/disaster-assistance-available-fema

What is Disaster Assistance?

Disaster assistance is financial or direct assistance to individuals and families whose property has been damaged or destroyed as a result of a federally-declared disaster, and whose losses are not covered by insurance. It is meant to with critical expenses that cannot be covered in other ways. This assistance is not intended to restore your damaged property to its condition before the disaster.

While some housing assistance funds are available through our Individuals and Households Program, most disaster assistance from the Federal government is in the form of loans administered by the Small Business Administration. Additional forms of assistance offered by the Federal government can be found on www.Disaster Assistance.gov.

Disaster Assistance Available from FEMA

Housing Needs

  • Online Housing Portal available for individuals looking for availability in the local area.
  • Temporary Housing (a place to live for a limited period of time): Financial assistance may be available torent a different place to live, or a government provided housing unit when rental properties are not available. Search for information about housing rental resources.
  • Repair: Financial assistance may be available to homeowners to repair damage from the disaster to their primary residence that is not covered by insurance. The goal is to make the damaged home safe,sanitary, and functional.
  • Replacement: Financial assistance may be available to homeowners to replace their home destroyed in the disaster that is not covered by insurance. The goal is to help the homeowner with the cost of replacing their destroyed home. These funds may be in the form of a low cost loan through the Small Business Administration disaster assistance fund.
  • Permanent or Semi-Permanent Housing Construction:Direct assistance or money for the construction of a home. This type of help occurs only in insular areas or other locations specified by FEMA, where no other type of housing assistance is possible.

What Specific Items are Covered by "Housing Assistance"?

“Housing Assistance” is assistance from the Federal Emergency Management Agency (FEMA)that may be used to meet your housing needs after a disaster. Housing assistance can include reimbursement for short term hotel expenses; money torent a place to live for up to 18 months while your home is being repaired; money to repair damage to your home; or money to help you purchase a new home if your home is destroyed. If your area does not have any available places to rent while your home is being repaired, FEMA may allow you to live in a FEMA-owned manufactured housing unit temporarily; however, manufactured housing is used only as a last resort when no other housing options are available.

Repair assistance may be used for:

    • Structural parts of your home (foundation, outside walls, roof).
    • Windows, doors, floors, walls, ceilings, cabinetry.
    • Septic or sewage system.
    • Well or other water system.
    • Heating, ventilating, and air conditioning system.
    • Utilities (electrical, plumbing, and gas systems).
    • Entrance and exit ways from your home, including privately owned access roads.
    • Blocking, leveling, and anchoring of a mobile home and reconnecting or resetting its sewer, water, electrical, fuel lines, and tanks.

Financial grants from FEMA are taxpayer funded and have a maximum dollar amount; once your reach the maximum amount, you will not be able to receive any additional grants from FEMA for the disaster.

Do I Qualify for "Housing Needs" Assistance?

To receive money or help for "Housing Needs" that are the result of a disaster, all of the following must be true:

    • You have losses in an area that has been declared a disaster by the President.
    • You have filed for insurance benefits and the damage to your property is not covered by your insurance or your insurance settlement is insufficient to meet your losses.
    • You or someone who lives with you is a citizen of the United States, a non-citizen national, or a qualified alien.
    • You have a valid Social Security Number.
    • The home in the disaster area is where you usually live and where you were living at the time of the disaster.
    • You are not able to live in your home now, you cannot get to your home due to the disaster, or your home requires repairs because of damage from the disaster.

You may not be eligible for "Housing Needs" assistance if:

    • You have other, adequate rent-free housing that you can use (for example, rental property that is not occupied).
    • Your home that was damaged is your secondary or vacation residence.
    • Your expenses resulted only from leaving your home as a precaution and you were able to return to your home immediately after the incident.
    • You have refused assistance from your insurance provider(s).
    • Your only losses are business losses (including farm business other than the farmhouse and self-employment) or items not covered by this program.
    • The damaged home where you live is located in a designated flood hazard area and your community is not participating in the National Flood Insurance Program. In this case, the flood damage to your home would not be covered, but you may qualify for rental assistance or items not covered by flood insurance, such as water wells, septic systems.

 

Other than Housing Needs

Money is available for necessary expenses and serious needs caused by the disaster.This includes:

    • Disaster-related medical and dental expenses.
    • Disaster-related funeral and burial expenses.
    • Clothing; household items (room furnishings, appliances); tools (specialized or protective clothing and equipment) required for your job; necessary educational materials (computers, school books, supplies).
    • Fuels for primary heat source (heating oil, gas).
    • Clean-up items (wet/dry vacuum, dehumidifier).
    • Disaster-related damage to a vehicle.
    • Moving and storage expenses related to the disaster (moving and storing property to avoid additional disaster damage while disaster-related repairs are being made to the home).
    • Other necessary expenses or serious needs as determined by FEMA.
    • Other expenses that are authorized by law.

Do I Qualify for "Other Than Housing Needs" Assistance?

To receive money for "Other than Housing Needs" that are the result of a disaster, all the following must be true:

    • You have losses in an area that has been declared a disaster area by the President.
    • You have filed for insurance benefits and the damage to your property is not covered by your insurance or your insurance settlement is insufficient to meet your losses.
    • You or someone who lives with you is a citizen of the United States, a non-citizen national, or a qualified alien.
    • You have necessary expenses or serious needs because of the disaster.
    • You have accepted assistance from all other sources for which you are eligible,such as insurance proceeds or Small Business Administration disaster loans.

Additional services

·Crisis Counseling

·Disaster Unemployment Assistance

·Legal Services

·Special Tax Considerations

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